PERSONAL LOANS
Personal loans to supplement savings for the purchase
When the mortgage fits but there are insufficient funds for expenses and taxes, I structure personal financing that closes the deal without straining your liquidity. I analyze your capacity, terms, and total costs, and clearly explain the APR, fees, and insurance to avoid surprises.
I integrate the personal loan with your mortgage strategy to maintain a sustainable overall payment. I prepare the file, compare proposals, and coordinate timelines so that you can reach the reservation or signing stage with real support and a schedule under control.
Service Description
Solution designed to complete the necessary savings for purchasing a home without slowing down the process. It includes a comparison of institutions, adjustment of terms, and calculation of combined payments (mortgage + personal loan) so that the monthly cash flow is comfortable and predictable.
Integration with your mortgage. I determine the optimal amount to finance, synchronize maturities, and review the impact on your debt-to-income ratio. This way, you avoid over-indebtedness and maintain a margin for unforeseen events.
Costs and timeline of the transaction. I detail actual costs (APR, fees, ties) and coordinate with your mortgage appraisal, reservation, and signing. You move forward with a realistic plan and no administrative delays.
INITIAL APPOINTMENT
Schedule your free consultation today
In a brief call, we will calculate the amount to be supplemented, the estimated installment, and the next steps. I will indicate the documentation and options available according to your profile to speed up approval.
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