FINANCIAL REUNIFICATION
Financial consolidation to pay less each month
I consolidate your loans, credit cards, and microloans into a single, lower payment with appropriate terms. I analyze your income, debts, and current interest rates to determine the best consolidation option (mortgage extension, new mortgage with payoffs, consolidation loan) and avoid unnecessary additional costs.
I prepare the complete file, compare entities and negotiate conditions (type, fees, insurance) to maximize monthly savings and give you predictability. I coordinate cancellation and signing times so that the change is smooth and there are no interruptions in your payments.
Service Description
Service aimed at simplifying your debts and reducing your monthly payments, while maintaining a healthy financial situation. Includes comparison of alternatives, calculation of total savings, and transition plan without administrative delays.
Study and consolidation strategy. I review all your debts, due dates, and effective costs. I define the optimal route (mortgage + cancellations, subrogation with extension, or specific loan) and provide you with a step-by-step plan.
Conditions, terms, and estimated savings. I simulate payment scenarios by term and type, detail fees and cancellation penalties, and estimate monthly and annual savings. You move forward with clear figures and an implementation schedule.
INITIAL APPOINTMENT
Schedule your free consultation today
In a brief call, we will quantify your potential savings, resulting payment amount, and next steps. I will provide you with documentation and viable options based on your profile to speed up approval and pay off your current debts.
Request a study