FINANCIAL ADVICE
Expert mortgage advice in Campo de Gibraltar and Costa del Sol
I transform your numbers into a realistic purchase plan. We review your income, debts, and savings, define a target budget, and I explain each requirement in clear language. You will receive a document checklist and a precise overview of deadlines, costs, and steps to move forward without surprises.
I build scenarios based on interest rates and terms, help you optimize your profile, and prepare pre-approval with lenders so you can view properties with confidence. If the case fits, I plan the right combination of mortgage and complementary financing, and accompany you through to signing.
Service Description
Mortgage advice focused on feasibility, purchase strategy, and documentation. You will make decisions based on clear payment scenarios, save time on paperwork with a document checklist, and negotiate better. We review risks, timelines, and costs to move forward with confidence.
Feasibility and target budget. I analyze your situation and we set a responsible budget, including expenses, taxes, and a cushion. You will know what you can afford and the estimated payment from the outset.
Second feature of the service. I define the financing strategy and manage pre-approval with institutions. You will visit homes with real backing and a better position in offers and reservations.
INITIAL APPOINTMENT
Schedule your free consultation today
In a brief phone call, we will review your case, estimate fees and costs, and outline the next steps. I will explain the APR/AER, fees, and conditions with clear examples, and I will tell you how to submit the documentation to speed up approval. Priority service in Campo de Gibraltar and Costa del Sol, also available online.
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